Government is giving loan of 50 thousand rupees, apply like this

PM Mudra Yojana Apply: The central government is presenting many types of schemes. Pradhan Mantri Mudra loan Yojana is one of the schemes launched by Prime Minister Modi to promote self-employment in the country. The first phase of the scheme (PMMY) was supported by many people. Now another phase seal scheme has started! Banks are giving loans under PM Mudra Rin Yojana. There is a good chance for those who are looking for a loan opportunity!

PM Mudra Loan Yojana Apply

PM Mudra Yojana Apply

This will make it easier for the borrowers. New business start-ups can apply! A maximum loan of up to Rs 10 lakh can be taken under the PMMY scheme. It does have some categories though! In the Pradhan Mantri Mudra Loan Yojana, there are three categories named Shishu, Kishore and Tarun. Out of these, loans up to Rs.50,000 are available under the Shishu category.

The thinking of the government is that on getting easy loans, people will be motivated for self-employment on a large scale. This will also create a large number of employment opportunities! Before PMMY Mudra Loan Yojana, small enterprises had to complete a lot of formalities to take loan from the bank. Had to give a guarantee to take the loan. Because of this many people wanted to start an enterprise, but were hesitant to take loan from the bank.

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The full name of PMMY (Pradhan Mantri Mudra Yojana) is Micro Units Development Refinance Agency. According to the website created for MUDRA, loans worth Rs 228144 crore have been sanctioned till 23 March 2018. The government has disbursed loans worth Rs 22,0596 crore under the Mudra Loan Scheme till March 23 this year.

Benefits of Pradhan Mantri Mudra Yojana (PM Mudra Loan Yojana Benefits)

Loans are available without guarantee under Mudra Yojana (PMMY). Apart from this, there is no processing charge for the loan. Under PM Mudra Loan Yojana, the loan repayment period can be extended up to 5 years. The borrower gets a Mudra card, with the help of which he can spend on business needs.

Who can take loan under Mudra Yojana

Any person who wants to start his own business can take loan under Pradhan Mantri Mudra Yojana. If you want to expand your existing business! And if money is needed for that, then you can apply for a loan of up to Rs 10 lakh under PM Mudra Yojana.

The government believes that any person can easily apply for this scheme. So far, the Modi government has provided loans to many citizens under the PMMY scheme.

Interest Rates on PM Mudra Loan

There is no fixed interest rate under the Pradhan Mantri Mudra Rin Yojana. Different banks can charge different interest rates for Mudra Loan Scheme. The interest rate also depends on the nature of the business of the borrower and the risk involved. Normally the minimum interest rate is 12%!

How to apply in Prime Minister’s Mudra Yojana (PM Mudra Yojana Apply)

Modi government has released an online website to apply for this scheme (PM Mudra Yojana). For this, you must first go to the official PMMY website! Then you can scroll down the home page and click on “MUDRA Loan” tab. After this go to the section Apply for Mudra Loan!

After going there, the application form of Pradhan Mantri Mudra Rin Yojana will open in front of you. After that fill all the information asked in the application form correctly. After filling all the information, attach all the documents with the form. Submit this form, duly filled in Mudra Loan Scheme, to the officer. The officer will pass this form after verifying it completely. And after a few days you will get the loan amount.

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