Pradhan Mantri Jan Dhan Yojana Form – PM Jan Dhan Yojana Detail

Pradhan Mantri Jan Dhan Yojana, Benefits of Pradhan Mantri Jan Dhan Yojana, Benefits of Pradhan Mantri Jan Dhan Yojana, How to open Pradhan Mantri Jan Dhan Yojana bank account, Jan Dhan account check,

There are still many people in the villages of our country who have not been able to take advantage of banking service, PM Modi has asked to connect the poor people of the country’s villages with the banks. Pradhan Mantri Jan Dhan Yojana This scheme was started on August 28, 2014. The special feature of this scheme is that corruption will be reduced from this scheme because the amount received under it is directly transferred to the beneficiary’s account, this account is of zero balance. Under this scheme, accident insurance of up to Rs 1 lakh is given to the people on opening the account.

In this article, we will know what is PM Jan Dhan Yojana. Pradhan Mantri Jan Dhan Yojana How to take advantage of PM Jan Dhan Yojana What are the benefits of PM Jan Dhan Yojana How to apply in PM Jan Dhan Yojana etc.

What is PM Jan Dhan Yojana

This is the scheme of the central government, there are still many poor families in the rural areas of the country, who have not gone to the bank till date, nor have they taken any benefit of the bank in any way, to take such people to the banks. Understanding this scheme has been started with the aim of giving information about them. Pradhan Mantri Jan Dhan Yojana was started on August 28, 2014. This scheme works to connect the poor people of the villages with the banks.

The special thing of this scheme is that it will reduce corruption because the financial help given by this scheme will go directly to the bank account of the beneficiary. Under the scheme, people open a zero balance account in the bank and this 1 lakh rupees accident insurance. Cover is also given. The special thing of the plan is that if the holder dies due to any reason, then his nominee is given a life insurance policy of Rs.30,000.

PM Jan Dhan Yojana highlights

scheme name PM Jan Dhan Yojana
Objective Providing banking service to poor family
type of plan PM Scheme
official website https://www.pmjdy.gov.in/

Who can open account in PM Jan Dhan Yojana

The special feature of this scheme is that any citizen of the country can open an account in this scheme, if someone is less than 10 years old, he can also open the account, the citizen who has an ID proof verified by a government official, is eligible for this scheme. can open account

benefits of the scheme

The biggest advantage of this scheme is that the poor person who has not seen the bank till date, has not taken any kind of bank service till date, now he will also be able to take the service of the bank, will be able to know about the banks besides other benefits. Which is also given below :-

  • Accidental insurance cover up to Rs 1 lakh is given
  • Interest is paid on the amount deposited under the scheme
  • The account is of zero balance hence no minimum balance requirement
  • In case of death of the beneficiary, life insurance of 30 thousand rupees is given to his nominee.
  • Corruption will be reduced with PM Jan Dhan Yojana because if any government benefit is received, it will come directly to the beneficiary’s account.
  • Overdraft facility of up to Rs 5000 will also be given in only one account for the woman of the family.
  • Overdraft facility will be given after operating in the account for 6 months.
  • Let us also tell you that the facility of depositing money, withdrawing money, transferring funds, mobile banking etc. is absolutely free in these life money accounts.

Objectives of PM Jan Dhan Yojana

The main objective of PM Jan Dhan Yojana is to take the poor people to the banks, they have to provide banking facility, so under the scheme, poor people are opened account on zero balance. The objective of this scheme is to make the country caseless by 2022, which will reduce many types of crimes like theft, dacoity.

Required documents

  • driving license
  • voter id card
  • pan card
  • Passport
  • NREGA Card
  • Let us also tell you that if you have aadhar card, it is not necessary to give the above documents.

How to open Jan Dhan account under PM Jan Dhan Yojana

If you want to open your account under PM Jan Dhan Yojana, then you must first
Go to the authorized bank and on that you can meet the bank friend, after that you will have to go to the bank.
Account opening form is available, which you have to fill correctly, asked for in this form
You have to give all the documents and submit this form along with your ID proof

If you want to download this form online then you can click here Click Do

To take advantage of PM Jan Dhan Yojana and to get more and more information about it, you can visit its official website. https://www.pmjdy.gov.in/ can visit

Planning related questions

Q. What is PM Jan Dhaj Yojana?

Ans. The rural people of the country, who have not yet availed any kind of service of the bank, they are opened an account in the bank under the scheme and that too on zero balance, now the benefit of any government scheme will be transferred directly to the beneficiary’s bank account.

Q. When was PM Jan Dhan Yojana started?

Ans. Prime Minister Shri Narendra Modi on 28 August 2014

Q. How much is the accident insurance cover available under the scheme?

Ans. 1 lakh rupees